If the reward calculation results in a fraction of a cent, the reward amount will be rounded to the nearest whole cent. A reward amount is calculated for each transaction. There is no limit on the amount of rewards you can earn. Purchases or reloads of gift cards or prepaid cards.Transactions not allowed by your Target Mastercard Agreement.RedCard account fees and interest charges.Cash advances, ATM withdrawals, money orders and other cash or cash-like transactions.The following types of transactions are not considered eligible purchases: These eligible purchases at Target store locations include: eye exams, clinic services, wireless protection program purchases and deposits required by mobile carriers and purchases at certain restaurants in Target stores. An eligible purchase also includes certain purchases at Target store locations for which you do not receive the RedCard 5% discount. The details of the RedCard 5% Discount program can be found at An eligible purchase is a purchase made with your RedCard at merchants other than Target and, minus credits, returns and adjustments. You also will not earn 1% rewards when you shop at Target or, but the 5% RedCard Discount program applies to those purchases. ![]() ![]() We are not responsible if you believe a purchase should be categorized as a gas or dining purchase and it is not.įor each eligible purchase you make at a merchant that is not in a gas or dining category, you earn rewards at a rate of 1% of the eligible purchase amount. Purchases made at merchants that do not process transactions using one of these MCCs will only qualify for 1% rewards. Individual merchants and their credit card processors are responsible for designating MCCs based on the products and services sold by the merchant, and we do not have control over which MCC is assigned to a merchant. Merchants selling food and beverages within larger establishments such as theme parks, casinos and stadiums are not eligible dining merchants. Merchants that do not specialize in selling automotive gasoline, such as truck stops and boat marinas, are not eligible gas merchants.ĭining merchants are assigned an MCC of 5812, 5813 or 5814 which are eat-in restaurants, including fast food establishments. Gas merchants are assigned an MCC of 5541 or 5542, which are merchants that primarily sell automotive gasoline. Gas and dining merchant categories: Each merchant is assigned a merchant category code (MCC) which is determined based on the type of products or services the merchant primarily offers. When you use your RedCard™ to make an eligible purchase, you earn rewards toward a Target GiftCard as follows:įor each eligible purchase you make in gas or dining merchant categories, you earn rewards at a rate of 2% of the eligible purchase amount. “you” and “your” mean the person or people responsible for the RedCardĮarning 1% and 2% rewards toward a Target GiftCard ![]() “we”, “us” and “our” mean Target Corporation “Target GiftCard” includes both physical Target GiftCards and Target eGiftCards. “Target GiftCard” means the gift card issued when you redeem rewards. “RedCard” means your Target Mastercard credit card “reward” means the reward(s) you earn under the program by making eligible purchases “eligible purchase” is defined in the “Earning 1% and 2% rewards toward a Target GiftCard” section below “program” means the Target Mastercard 1% and 2% reward program In these program rules, the following words are defined: ![]() The Target Mastercard 1% and 2% reward program is offered by Target Corporation.
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